## Foundations for College Mathematics Strands and Subgroups in the Grade 11 Course

- Earning
• B. SAVING, INVESTING, AND BORROWING
- Comparing Financial Services
- Saving and Investing
- Borrowing
• C. TRANSPORTATION AND TRAVEL
- Owning and Operating a Vehicle
- Travelling by Automobile
- Comparing Modes of Transportation

### Chapter 1: Jobs and Earnings

1.1: Investigating Jobs and Their Related Pay
1.2: Ways of Being Paid for Work
1.3: Calculating Gross Income
1.4: Understanding Different Pay Schedules

### CHAPTER 2: Net Income and Purchasing Power

2.1: Net Income and Deductions
2.2: Approximating Net Income
2.3: Net Income and Personal Expenses
2.4: Purchasing Power and Living Standards

### CHAPTER 3: Making Sound Purchasing Decisions

3.1: Estimating Total Cost
3.3: Understanding Incentives
3.4: Approximating Sale Prices
3.5: Getting and Giving the Correct Change
3.6: Unit Prices
3.7: The Cost of “Buy Now, Pay Later”
3.8: Making Purchases From Other Countries

### CHAPTER 4: Working With Financial Institutions

4.1: Investigating Accounts From Financial Institutions
4.3: Dealing With Credit Cards

### CHAPTER 5: Saving and Investing

5.1: Calculating Simple Interest
5.2: From Simple Interest to Compound Interest
5.3: The Effects of Compounding and Interest Rateon Future Value
5.4: Long-term Savings Strategies

### CHAPTER 6: The Nature of Borrowing Money

6.1: Investigating Personal Loans
6.2: Paying Back Borrowed Money
6.3: Options for Repaying Borrowed Money
6.4: Establishing and Maintaining a Credit Rating

### CHAPTER 7: Owning and Operating a Vehicle

7.1: An Ontario Driver’s Licence
7.4: Leasing a New Car
7.5: Using a Vehicle for Business
7.6: Automobile Insurance
7.7: The Responsibility of Safe Drivers
7.8: The Cost of Operating a Vehicle

### CHAPTER 8: Travelling by Automobile

8.2: Planning Local Driving Routes
8.3: Planning a Longer Drive
8.4: The Cost of Travelling by Automobile

### CHAPTER 9: Comparing Modes of Transportation

9.1: Investigating the Impact of Daily Travel
9.2: Interpreting Routes and Schedules
9.3: Renting a Vehicle
9.4: Travel Options

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